RARE waterfront property with million-dollar views of the Biloxi Back Bay without the million-dollar price tag! Whether you prefer the sunrise or sunset, the upstairs back deck will be your favorite spot. Built in solid concrete, this incredible home boasts five bedrooms (four of the bedrooms have walk-in closets) and two full bathrooms. The elevator will be helpful to bring up your groceries and the staircase fire-exit acts as a safe room. The downstairs area can be used to create your dream, outdoor entertaining space and for extra parking/storage. Tucked in the back of the desirable Holly Hills neighborhood, this property is located in the Biloxi/North Bay school district and easily accessible to both the interstate and the beach. When you're not relaxing on your back deck, enjoy the community pool. The current flood insurance policy is ASSUMABLE at only 631.00 a year. The roof system and windows are designed for 150 mph and 130 mph winds, respectively. Attic features open-cell spray foam insulation (see last picture). Property to be sold AS-IS.